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Tag: Ricky Diaz Broker

Posted on 12/24/2022
How mortgage works: Nuances to know
Getting a mortgage is a major part of the homebuying journey, but many first-time borrowers wonder: “how does a mortgage work?” While the basic concept of a loan might be simple, mortgages come with an entire process consisting of multiple stages. Most borrowers begin by comparing mortgage lenders and getting preapproval for a specific amount of money. But...
Home Mortgage
Monthly Mortgage Payments
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Posted on 12/24/2022
Budget & survive: A quick guide to home renovation prep
When it comes to houses, renovations are typically leading most homeowners’ minds. Whether they’re hoping to allow themselves a little more space to grow their household or simply want to update things for their comfort, a home renovation project is typically the first place many go. But what about the cost of the renovation process? What about the...
Home Renovation
Budget
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Posted on 12/13/2022
Can you get online preapproval for a mortgage? Here's what you should know
When preparing to buy a home, many potential buyers turn to online preapproval to jumpstart their loan process. While it’s a good idea to compare multiple lenders to find the best down payment option and interest rate, getting mortgage preapproval online can have its advantages. What is mortgage prequalification? Prequalification for a mortgage is based on a basic...
Mortgage Preapproval
Mortgage
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Posted on 12/12/2022
Mortgage broker vs lender: Important differences
At first, it might seem tricky to differentiate a mortgage broker vs lender. After all, both provide mortgage loans. While both brokers and individual lenders can help you with the same service, there are some important differences homeowners should be aware of. Here is a basic guide to the difference between direct lenders and mortgage brokers: Key differences...
Mortgage Lender
Mortgage Broker
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Posted on 12/09/2022
Planning a home remodel: Services & steps involved
If you’re planning a home remodel, services are available to assist you in planning the entire project. However, even with guidelines for what you’ll need, the process can seem overwhelming. Before you get started, here are some of the key things to consider when planning a major home improvement project: What is the goal of your home improvement...
Home Remodeling
Home Improvement
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Posted on 11/28/2022
10 Most Popular PUERTO RICAN DISHES
Tucked between the North Atlantic Ocean and the Caribbean Sea, Puerto Rico is a sun-drenched archipelago where the local cuisine – known as cucina criolla – reflects an intriguing potpourri of native Taino Arawak, African, Spanish, and American influences. Influences on Puerto Rican Cuisine Before the Spanish arrived to the islands, the indigenous Taino Arawaks' thrived on corn,...
10 Most Popular PUERTO RICAN DISHES
Ricky Diaz Broker
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Posted on 11/26/2022
What is the mortgage, anyway?
For many, the concept of buying property seems completely unfamiliar - and paying for it might make you wonder, “what is ‘the mortgage,’ anyway?” If you’ve rented a house or apartment before, you’re familiar with monthly payments and extra fees for maintaining the property. But how is a mortgage different? To help you gain a better understanding of...
Home Mortgage
Basics
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Posted on 11/21/2022
Understanding the fixed rate mortgage definition
To choose the right mortgage loan, it’s important to understand the “fixed rate mortgage” definition. This type of loan has several advantages, including predictable monthly payments and long repayment terms. However, a fixed rate mortgage might not be right for everyone. Here is a quick guide to understanding this type of mortgage: Fixed-rate mortgages vs. adjustable-rate mortgages When...
Fixed Rate Mortgage
Adjustable Rate Mortgage
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Posted on 11/16/2022
Should you sign a land contract?
A land contract is a great way for sellers to increase their number of potential buyers. It gives individuals the opportunity to own a home even if they aren’t able to get traditional financing. What is a land contract? A land contract is an agreement between a buyer and seller that typically doesn’t need traditional financing, such as...
Contract
Land
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Posted on 11/15/2022
The Best Time to Visit Puerto Rico in 2022
Thinking about going to sunny Puerto Rico for your next vacation? Great choice! You just need to know the best time to visit Puerto Rico (and when to avoid going) to make the most of your tropical trip. Why You Should Visit Puerto Rico Tinapat B/Shutterstock Puerto Rico is a Caribbean island sandwiched between Hispaniola (Haiti and the...
The Best Time To Visit Puerto Rico In 2022
Ricky Diaz Broker
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Posted on 11/10/2022
Remodeling a house: Cost estimates & best budget practices
Thinking of renovating your home? Consider the following: If you’re planning a home renovation, the first thing you should do is draw up a budget for remodeling. House cost can vary depending on the project, but remodeling costs can be estimated accurately as long as you include all the major factors. Price per square foot, electrical or plumbing...
Costs
Budget
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Posted on 11/04/2022
NATIONAL PARKS IN PUERTO RICO
Puerto Rico is a US unincorporated territory in the Caribbean; an incredible island defined by its rich history and culture, breathtaking scenery and chances for relaxation. One of Puerto Rico’s main attractions is its national park, the San Juan National Historic Site. As the only national park in Puerto Rico, it’s well worth visiting and should be on...
NATIONAL PARKS IN PUERTO RICO
Ricky Diaz Broker
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