Tag: Ricky Diaz REALTOR

Posted on 12/13/2022

Can you get online preapproval for a mortgage? Here's what you should know

When preparing to buy a home, many potential buyers turn to online preapproval to jumpstart their loan process. While it’s a good idea to compare multiple lenders to find the best down payment option and interest rate, getting mortgage preapproval online can have its advantages. What is mortgage prequalification? Prequalification for a mortgage is based on a basic...

Mortgage Preapproval

Mortgage

+ 16 more

Posted on 12/12/2022

Mortgage broker vs lender: Important differences

At first, it might seem tricky to differentiate a mortgage broker vs lender. After all, both provide mortgage loans. While both brokers and individual lenders can help you with the same service, there are some important differences homeowners should be aware of. Here is a basic guide to the difference between direct lenders and mortgage brokers: Key differences...

Mortgage Lender

Mortgage Broker

+ 15 more

Posted on 12/09/2022

Planning a home remodel: Services & steps involved

If you’re planning a home remodel, services are available to assist you in planning the entire project. However, even with guidelines for what you’ll need, the process can seem overwhelming. Before you get started, here are some of the key things to consider when planning a major home improvement project: What is the goal of your home improvement...

Home Remodeling

Home Improvement

+ 16 more

Posted on 12/08/2022

Home equity & rates for second mortgages: How they go together

For homeowners who want financing in addition to an existing loan, rates for second mortgages are high on the list of things to consider. A second mortgage allows you to borrow money against the equity you’ve built in your home. Here is some more important information homeowners should know about this type of financing: What is a second...

Second Mortgage

Rates

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Posted on 12/05/2022

Winter decorating: Tablescapes to wow your guests

Decorating for winter holiday parties often includes creating tablescapes. Whether you’re setting up a buffet style party or hosting an intimate meal around the dining room table, tablescapes are a wonderful accent to your party decor. But how do you go about creating a tablescape? Here is a basic guide to get you started. Parts of a tablescape...

Holiday Decor

Home Entertaining

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Posted on 11/30/2022

The basics of selling a mortgaged house

Selling a mortgaged house is a common real estate transaction. If you want to move out of your home but still have outstanding mortgage payments, you have the option of selling and using the proceeds to cover the amount of your remaining balance. Are you interested in selling your home with an outstanding mortgage? Here is a quick...

Mortgage

Home Selling

+ 14 more

Posted on 11/28/2022

10 Most Popular PUERTO RICAN DISHES

Tucked between the North Atlantic Ocean and the Caribbean Sea, Puerto Rico is a sun-drenched archipelago where the local cuisine – known as cucina criolla – reflects an intriguing potpourri of native Taino Arawak, African, Spanish, and American influences. Influences on Puerto Rican Cuisine Before the Spanish arrived to the islands, the indigenous Taino Arawaks' thrived on corn,...

10 Most Popular PUERTO RICAN DISHES

Ricky Diaz Broker

+ 12 more

Posted on 11/26/2022

What is the mortgage, anyway?

For many, the concept of buying property seems completely unfamiliar - and paying for it might make you wonder, “what is ‘the mortgage,’ anyway?” If you’ve rented a house or apartment before, you’re familiar with monthly payments and extra fees for maintaining the property. But how is a mortgage different? To help you gain a better understanding of...

Home Mortgage

Basics

+ 14 more

Posted on 11/21/2022

Understanding the fixed rate mortgage definition

To choose the right mortgage loan, it’s important to understand the “fixed rate mortgage” definition. This type of loan has several advantages, including predictable monthly payments and long repayment terms. However, a fixed rate mortgage might not be right for everyone. Here is a quick guide to understanding this type of mortgage: Fixed-rate mortgages vs. adjustable-rate mortgages When...

Fixed Rate Mortgage

Adjustable Rate Mortgage

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Posted on 11/16/2022

Should you sign a land contract?

A land contract is a great way for sellers to increase their number of potential buyers. It gives individuals the opportunity to own a home even if they aren’t able to get traditional financing. What is a land contract? A land contract is an agreement between a buyer and seller that typically doesn’t need traditional financing, such as...

Contract

Land

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Posted on 11/15/2022

The Best Time to Visit Puerto Rico in 2022

Thinking about going to sunny Puerto Rico for your next vacation? Great choice! You just need to know the best time to visit Puerto Rico (and when to avoid going) to make the most of your tropical trip. Why You Should Visit Puerto Rico Tinapat B/Shutterstock Puerto Rico is a Caribbean island sandwiched between Hispaniola (Haiti and the...

The Best Time To Visit Puerto Rico In 2022

Ricky Diaz Broker

+ 12 more

Posted on 11/10/2022

Remodeling a house: Cost estimates & best budget practices

Thinking of renovating your home? Consider the following: If you’re planning a home renovation, the first thing you should do is draw up a budget for remodeling. House cost can vary depending on the project, but remodeling costs can be estimated accurately as long as you include all the major factors. Price per square foot, electrical or plumbing...

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